Extinguish wildfire risk
Location intelligence can accurately assess wildfire risk and its contributing factors — and even recommend steps to proactively mitigate the risk.
Predict & prevent wildfire losses
Wildfire Risk Insights in the Betterview application empower P&C insurers to predict and prevent wildfire damage for residential and commercial properties. These insights combine computer vision tools with trusted partner data, creating a comprehensive view of overall wildfire risk.Centralize data
No more switching between mutually incompatible workflows. View all relevant wildfire data on one screen to streamline underwriting efficiency. Automate approval for properties with high scores and allocate more resources to those with low scores.
Scale business
While competitors hesitate to write risk in wildfire regions, you can confidently expand your business and improve your loss ratio in these regions by making smarter decisions. Utilize a pre-filed Wildfire Vulnerability Score for state rate filings, and price more accurately based on each property’s wildfire risk.
Protect customers
Insurance isn’t just about the bottom line – it's about instilling safety and peace-of-mind for the insured. Wildfire Risk Insights reveals the exact property attributes contributing to higher claim risk, empowering underwriters or agents to work with policyholders to proactively mitigate risk, build trust, and avoid future losses.
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Turn insights into actions
Wildfire Vulnerability Score
Wildfire Vulnerability Scores combine the most relevant detections into a single, reliable indicator of property vulnerability. The detections include roof material, roof debris, defensible space, the distance between buildings, and more — ensuring a score that is highly predictive of losses.
Oak Fire Case Study
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360-degree property insights
Regional & local hazard
Hazard refers to environmental, historical, and societal factors that determine the probability a property will experience a wildfire event. While a property might have a poor vulnerability score, it could be located in a low-hazard region — reducing its total risk.
Data like this is integrated into the Betterview application and combined with structural vulnerability insights to provide a complete picture of wildfire risk. Wildfire hazard data partners include Redzone, HazardHub, FEMA, and Augurisk.
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Safer from Wildfires
Community-level vulnerability
Community vulnerability considers how a community is prepared for wildfire risk. Underwriters can access a wildfire risk map of communities and recognition status with the Firewise USA from the National Fire Protection Association (NFPA), and Fire Risk Reduction Communities from the California Board of Forestry and Fire Protection.
This information helps insurers comply with California’s Safer from Wildfire Framework — a new regulation designed to protect policyholders in the state.
Ready for rating
Confidently apply wildfire models to your ratings. We worked with Milliman Appleseed to pre-file our Wildfire Vulnerability Score with numerous states.
Mini Case Study: River Fire
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Not all heroes wear capes
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Whitepaper: Wildfire Risk for underwriting
Research and methodology behind our insights and scores
How to prevent losses, protecting homes and businesses